Sriram Ramakrishnan

Title of the Talk:
Architecting Programmable Global Money Movement: Bridging Core Banking Rails with Smart Accounts and Next-Gen DLT Infrastructure

Abstract :
As global payments transition toward 24/7 real-time settlement, the convergence of distributed ledger technology (DLT) and smart contract infrastructure offers a path to bypass legacy correspondent banking bottlenecks. This keynote explores the system architecture required to unify traditional core ledgers with programmable money movement rails, stablecoins, and tokenised deposits. We will dive into the technical mechanics of Account Abstraction (ERC-4337), examining how smart wallets, paymasters, and cryptographic key governance eliminate operational friction and external private-key risks. Attendees will gain an actionable blueprint for engineering enterprise-grade, high-throughput payment architectures that combine instant liquidity orchestration with institutional-grade security, zero-trust signing models, and automated compliance.

Key Takeaways:
Architectural blueprints for connecting ISO 20022 core banking systems to public/private DLT rails and stablecoin engines.
Leveraging ERC-4337 (UserOperations, Bundlers, Paymasters) to enable gas-less flows, batch transactions, and seamless enterprise UX.
Enterprise key governance frameworks, multi-party computation (MPC), and secure mobile signing for institutional cross-border settlement.
Solving liquidity orchestration, deterministic finality, and automated reconciliation under zero-trust compliance standards.

Bio:
Sriram Ramakrishnan is a fintech and payments product leader with 20+ years of experience in cross-border payments, stablecoins, AI-powered platforms, and enterprise technology. He has led $100M+ product launches and holds six USPTO patents in areas including blockchain, risk, identity, and machine learning.